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Waiting for confirmatory results
Jan 11, 2011

I have tested preliminary positive on 2 oral swabs. Im not waiting on a confirmatory western blot result. I was looking at insurance policies and some ask if you've ever tested positive on an HIV test. MY question. Do i have to say yes? I havent technically received a confirmed positive result. So im not officially anything yet. What should I do?

Response from Dr. Frascino

Hi,

You should not attempt to lie (or deceive) on insurance applications. Should they find out, they could cancel your policy. Also, essentially all policies now require an HIV test before the policy is issued. The new health care legislation will do away with the preexisting condition rules if the very shortsighted and misguided Republicans don't do away with the health care reform bill. I would suggest you very strongly and loudly urge support for implementation of the health care bill and mount strong opposition if the Republicans try to repeal it. Assuming you are HIV infected, it's your best bet for getting good affordable health insurance coverage.

Dr. Bob



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