|insurane woes and possible woo-hoo
Jan 31, 2008
I had the ol rub and tug (nothing else, she was fully clothed) about 12 weeks ago. Well I did not think anything of it until seven weeks after this my insurance company wanted a urine test for an extended policy. No problem I think. Well 5 five weeks later the insurance company denies me coverage. I try to find out why, but of course I have to mail them a letter and when they get around to it they send my info to my doctor. So in the mean time I have been freaking out. I had a hiv test done at my PCP at the 80 day post exposre and it was negative. (They drew blood, not sure which test it was). Would that put me at a "woo-able" level or is it possible that the urine hiv test at seven weeks came up with something that the blood test at 80 days did no?
| Response from Dr. Frascino
Insurance companies suck (and not in a good way). They denied your coverage without an explanation? That should be illegal.
A rub and tug is not a risk for HIV acquisition. (Your 80-day negative HIV test confirms this). I would assume the insurance company is redlining your policy for a completely unrelated problem (an issue not related to HIV). Write back and let me know how this turns out.
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