Life insurance Test
Sep 10, 2004
Hi Dr. Bob, If a life insurance company tests for HIV and the test were to come back postive are they obligated to inform the person? I had a one time unprotected exposure during hetero-act 6 months ago. I recently applied for life insurance and they advised they would be conducting HIV test. They drew the blood and I signed a consent form. They issued the policy and never mentioned anythting..does that mean i am clear? Also, can stress about HIV mirror the actual symptoms? thanks Jay
Response from Dr. Frascino
I don't know if they are "obligated" to inform you of a positive test. However, I can assure you if your test was positive, they would never issue you a life insurance policy. That said, I would not recommend using life insurance screening as a substitute or surrogate for healthcare. Anyone who has placed themselves at risk for HIV should be HIV tested by standard laboratory procedures not apply for life assurance.
As for your second question, yes, stress can indeed mimic HIV symptoms. Just take a read through the archives of this forum for numerous examples of this very common phenomenon!
Get Email Notifications When This Forum Updates or Subscribe With RSS
- What Are The Chances Of Getting HIV From Blowjob?
- What Are The Chances Of Getting HIV From Giving Handjob?
- Black Spots After Open Mouth Kissing Worried I Have HIV
- Sore Throat After Oral Sex With No Protection Does It Mean I Have HIV
- Does Amoxicillin Cure Chlamydia?
- Oral Thrush Contagious Through Kissing
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.