Advertisement
The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App
Professionals >> Visit The Body PROThe Body en Espanol
   
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
          
Rollover images to visit our other forums!
Recent AnswersAsk a Question
  
  • Email Email
  • Glossary Glossary


buyin a house
Nov 14, 2001

I was diagnose with hiv for more than one year. Now I'm in treatment. I'm planning to buy a house. How my hiv status will afect me to buy a life insurance for the mortage.

Thank you

Response from Mr. Berg

Generally, being HIV+ can limit if not prevent the purchase of life insurance. Usually, a blood test is required as part of the application process (especially for higher dollar amounts). The life insurance industry has really tightened up their screening procedures since there has been alot of attention in the media recently regarding life insurance fraud and viatical settlement companies. I would check with a local insurance/real estate/mortgage agent for the options in your state. There are a few companies marketing an impaired-risk life policy to the HIV+ community in several states, but the eligibility criteria is very restrictive and it is not cheap.



Previous
Employer defaults on Insurance Premium
Next
Medi-Cal Disability No More?

  
  • Email Email
  • Glossary Glossary

 Get Email Notifications When This Forum Updates or Subscribe With RSS


 
Advertisement



Q&A TERMS OF USE

This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint

Advertisement