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Life Insurance for HIV+ person

May 1, 2001

After the birth of our son, my husband and I applied for additional life insurance. We discovered that he is HIV+ as a result of the insurance required blood tests. My question is, can someone who is HIV+ still obtain a life insurance policy?

Response from Mr. Berg

Generally, as an individual, no. Group life insurance through an employer or association is still possible when there is no medical underwriting.

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